Kaniworks product
Lakshya
Every goal, a monthly number.
Lakshya means goal. You tell it what you are saving for, how much it will cost and when you need it, and it works out what to set aside each month.
Behind the simple answer is careful math: current income-tax slabs, rebates and savings-scheme rates, kept in dated rule sets. When a budget changes the numbers, Lakshya picks up the new rules without waiting for an app update, and your plans recheck themselves.
In development · web and Android
Lakshya · College fund
GOAL₹25 lakh by 2038
College fund · 12 years
Working out what it needs each month…
Name the goal: college fund, 12 years away
Built for
What it does for you.
Goals in plain words
College, a home, a car, a trip. Name it, price it, date it.
The monthly number
Lakshya works out the monthly amount each goal needs and shows how far along you are.
Tax-aware take-home
Take-home pay is worked out on current slabs, rebates, surcharge and cess.
Rules that stay current
Tax and savings-scheme rates live in dated, versioned rule sets, updated when a budget changes.
Tested math
The planning engine is covered by automated tests, including edge cases most calculators skip.
Web and Android
Use it in the browser or install it on an Android phone.
A planner, not an adviser
Lakshya does the arithmetic. It does not sell financial products or recommend investments, so the numbers are only ever about your goals.
How it works.
Name a goal
What, how much, and by when.
Get the number
The monthly amount it needs.
Track
See every goal's progress on one screen.
Stay current
New budget rules, plans rechecked.
Questions, answered.
Does Lakshya recommend investments?
No. Lakshya is a planning calculator. It works out what your goals need; which investments you choose is your decision, ideally with a licensed adviser.
What happens when a budget changes the tax rules?
Tax and scheme rates live in dated rule sets. A new budget means a new rule set, and your plans recheck against it with no app update needed.
Can I use it now?
Lakshya is in development for the web and Android. Say hello if you would like early access.
Have an idea like Lakshya?
We design and build apps like this for clients too. Tell us what you have in mind and we will reply within a day.